Forms
Driver’s Roadside assistance with some carriers:
Emergency services 24/7 emergency roadside service includes guaranteed flatbed towing and premium support to keep members’ cars on the road. Emergency roadside covers collector vehicles only.*
Emergency roadside Unlimited emergency calls for lock-out services, jumpstarts, flat tires, flatbed towing and more.
First 100 miles covered Members get 100 miles of towing included, plus the first $100 of emergency services covered – every time they need it
Automobilia Coverage
Cover your client's valuable automotive collectibles. Annual premiums beginning at just $12*, with $0 deductible on most losses.
Can include any historic or collectible automobile items, such as:
Petroliana (gas pumps, station displays)
Model cars and other toys
License plates
Posters and signs
Paintings and prints
Hood ornaments
Automotive literature
Tractor memorabilia
Farm implements
Militaria (excluding guns)
Diner memorabilia (soda shop signs, diner displays)
Barber shop memorabilia (barber poles, signs)
FAQs
Agreed Value guarantees that in the event of a total loss, we will pay the full amount of coverage listed on your policy for your vehicle Depreciation and subjective valuation of your vehicles are eliminated.
The concept is simple—if your vehicle is insured for $15,000. And if it is totaled by a covered peril, you receive $15,000 minus any deductible if applicable.
Many insurers sell what are called “stated” policies, which are inferior protection. This coverage states you will receive “up to” the value listed for the vehicle in a total loss but does not guarantee the full amount to be paid.
Pleasure driving is allowed in our program. You are not restricted to parades, car shows, and club events like other programs. We encourage you to enjoy your vehicle.
However, we ask that you be prudent in not exposing your vehicle to theft and vandalism by not leaving it unattended for extended periods of time, such as in a parking lot or parked on the street for hours.
Our policy does not permit business use, commuting to work or school using the vehicle for back-up transportation, or track events of any kind. Usage is also subject to an annual mileage limitation. Your vehicles insured by our program must also be kept in a fully enclosed, locked garage when not in use.
Once you have fully completed our application requirements and faxed or emailed your application in, you will hear from us within 48 hours on the status of your application. If you have furnished a complete application, we should be able to bind immediately after our review.
We accept faxed and emailed applications, subject to receiving the originals within 10 days. We will issue a temporary binder of coverage. Identification cards can also be shipped to you via email or fax. We require payment by credit card (VISA, MasterCard, American Express, or Discover) to expedite your identification cards to you.
Yes, provided they are clear, recent images. They can be emailed to photos@hotrodins.com.
If the annual premium is over $500.00, we offer quarterly installments. Otherwise, we ask for payment in full. Another option is to pay by any major credit card.
Stated Amount-A total loss is adjusted to the lesser of : (1) the amount shown on the declaration page, (2) the actual cash value of the property, or the amount necessary to repair or replace the property. The stated amount of coverage accounts for any depreciation that might occur during the policy term. Newer vehicles which cannot yet be considered classic autos based on age, are generally written on a stated amount basis.
Agreed Value-The amount the insured and company agree to at the policy inception date. That is, if a vehicle is written at a $10,000 value, $10,000 will be paid in the event of a total loss. Classic Collectors is able to provide agreed value coverage upon request in most states at no extra cost to the insured! Agreed value ensures the value of your vehicle. We acknowledge the appreciating value of your classic auto.
Meeting at a restaurant with your car club is acceptable. This is considered to be a car club event, which is allowed in our program.
CURRENTLY, LICENSED IN CA, NV, OR, WA, AZ, NE, UT, ID, HI, TX, CO, IN, MT, WY, SC, PA, OH, MS, NC, and FLp
Call us today for a competitive quote!